Cyber Coverages

This policy provides critical coverages that are normally excluded on standard liability policies. The following are examples of these coverages:

• Virus damage to the computer system and databases of 3rd parties via your website or email
• Allegations of copyright infringement of website design, trade dress, logo or way of advertising
• Identity theft and invasion of privacy allegations by 3rd parties resulting from unauthorized access to confidential information on your database by outside parties
• Defamation claims resulting from your incidental hosting of chat rooms or blogs

Any operation doing business through a website and/or communication via email is subject to being sued for any of the above situations. Aside from the potential loss from a lawsuit, the associated expenses of defense, notification and loss of business can be devastating.

Contact Edward Schultz at ESchultz@allanblockinsurance.com for a comprehensive and competitively priced program.