If your car breaks down on the side of a dark or busy road, will your insurer be there for you? Many will!
Your agent can work with you to find a personal auto policy that includes an option for roadside assistance, a valuable service that costs little to add, but is worth its weight in gold when you need it. Covering towing, jump-start, gas delivery, flat-tire change, locksmith service, key replacement, and other services (depending on your insurer), a roadside assistance clause can give you peace of mind. It can also be a great comfort for parents of young drivers.
Some insurers offer this assistance on a reimbursement basis, meaning you can choose your vendor for roadside aid. If you have this option, you must keep receipts and submit them for reimbursement to the insurance company. Other insurers have their own service providers so you don’t have to hunt for help when you are in the midst of a crisis.
If you already have auto coverage and like the idea of this added security, talk to your agent about a quick addition to your policy.