Contact information for our employees during Coronavirus

Business Auto Needs and Insurance are Changing

covid-19-impact-auto-insurance-m.original

COVID-19 may have permanently transformed the way many companies operate and could pro­foundly change your business auto insurance needs.

Restaurants, retailers, phar­macists and others are now delivering products to custom­ers who are seeking to avoid crowds or interaction with strangers. But are the drivers and vehicles used properly insured? Driving as a part of work duties is a serious liabil­ity hazard for employers and employees alike. If they are not protected by insurance and have an accident, either the employer or the vehicle operator could face devastating financial losses.

In many cases, employees are driving their own cars to provide this courtesy to customers, but will their personal car insurance cover any accidents or injuries? If not, are those drivers listed on the company’s non-owned auto policy? And are those drivers trained and monitored for safety? Did your business document rules, stan­dards, expectations, rewards and punishments regarding the operation of vehicles for com­pany business?

Are owners or managers lending their automobiles to company drivers? And what are the safety risks involved in doing so?

The list of concerns is long. While many insurers gave tem­porary waivers for companies and drivers responding to the virus crisis, ongoing operational changes in your use of vehicles for business should be addressed imme­diately with your agent or broker. We can help you find a solution that protects all involved.

Allan Block Insurance, Professional Service with the Personal Touch

We are located in Tarrytown, NY, in the heart of Westchester County, a key business district just north of New York City. We write auto, home, renters, condo, co-op, personal, business, life and group insurance for clients locally and in NYC, CT, NJ, PA, MA and many other states. For more information or answers to your insurance questions, please contact us.

Skip to content