While most commercial auto policies will cover your business vehicles for flood damage, the rest of your property most likely needs a separate flood insurance policy. If you live in a flood zone, you could be putting your livelihood and that of your employees in great jeopardy by not getting coverage.
Since flooding has become so common in business districts across the United States, insurers and the federal government have expanded the role of private insurance in the flood sector. It used to be you could get a policy only through the National Flood Insurance Program, but now many quality, customizable options exist through the private market. From your building’s structure to all its contents, coverage can help you rebuild and replace. There is a waiting period associated with most policies, so don’t wait until it’s too late.