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Health Insurance Needs an Advisor

Health Insurance Exchange

If you don’t have health insurance through your employer, you will certainly need a good advisor to help you buy coverage on the private market. With the advent of the Affordable Care Act in 2010, health insurance is available online through “exchanges.”

Essentially, there are several tiers of coverage: baseline, enhanced and premier. They have different costs and different benefits. You can get coverage for yourself only, yourself and a spouse, or family coverage, which includes children. The choices can be confusing, and the prices may be shocking. A professional insurance agent can help you navigate your state’s health insurance market and make suggestions on how you can most affordably get the health coverage you need.

All of these plans have high deductibles, so you should ask about a health savings account, which is a way to save money tax-free for healthcare costs.

Allan Block Insurance, Professional Service with the Personal Touch

We are located in Tarrytown, NY, in the heart of Westchester County, a key business district just north of New York City. We write auto, home, renters, condo, co-op, personal, business, life and group insurance for clients locally and in NYC, CT, NJ, PA, MA and many other states. For more information or answers to your insurance questions, please contact us.

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