A comorbidity is when a person has one or more chronic health problems at the same time, according to Baptist Health. Comorbidities affect daily lifestyle, cause greater dependence on healthcare providers or products, and cost a lot of money. Things like obesity, sleep apnea, diabetes, heart conditions, and mental health disorders are all comorbidities, and they often make other illnesses more serious.
Some comorbidities respond well to lifestyle changes, which can reduce your out-of-pocket expenditures and use of sick days, and make your life and disability insurance more affordable. Your healthcare provider can help you get started with a regimen that fits your lifestyle and goals.
January is always a popular month for making resolutions. If yours is to improve your health, talk to your agent about support you can get from your life and health insurer. These companies often have online educational and inspirational materials, and some life insurers even provide customers with fitness tracking devices.