pet adoption and homeowners insurance policy review
  • By Allan M Block Blogging Team
  • Posted February 1, 2019

Adopting A Pet? Check Your Homeowners Policy

Adopting a pet is a wonderful experience for many families. It's also more economical than buying one, according tobestfriends.org, which says the cost of adopting a pet typically ranges from $50 to $200 versus the $500+ you may spend to purchase one.

In some (but not all) cases, owning a pet can affect your homeowners, renters or condo owners insurance policy. For example, some home insurance companies limit or exclude coverage for injuries caused by a dog that the company was unaware of. Certain breeds of dogs, or one that has previously bitten someone, might be uninsurable altogether. Other companies charge additional premium for the added exposure. Know the animal's history before adopting and use a reputable agency that can provide written records on the pet.

Exotic pets, such as ferrets and snakes, might not be covered, so check your policy for any exclusions.


For more information or answers to your insurance questions, contact us at Allan Block Insurance Agency, www.ambins.com, located in Tarrytown, NY in the heart of Westchester County, a key business district near New York City.  We write auto, home, renters, condo, co-op, personal, business, life and group insurance for clients locally and in NYC, CT, NJ, PA, MA and many other states. The Professional Agency with the Personal Touch.

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