Insuring Your Small Business
  • By Allan M Block Blogging Team
  • Posted March 23, 2015

Insuring Your Small Business

What You Need To Know To Get Coverage

When you start your small business, you have so many considerations on your mind. Fortunately, we, your local insurance agent, can help you! It important to establish long term plans to safeguard yourself and your business.  Securing the right business insurance is where we can be of assistance. To make it easier, consider these questions.

  • Who Can Help Me? You should have a good insurance agent on your team that does not increase your payroll.  Find an agent you trust, and you will be able to rest easy knowing an expert is handling your coverage.
  • What Do I Need? A business owner’s policy may be sufficient to cover you, but if your work is unique you should connect with your insurance agent to ensure your specific exposures to risk are covered. The Small Business Policy provides property and liability coverage. There are many built in enhancements that often reduce the need to add optional coverages. Many provide automatic business interruption coverage for up to one year, seasonal fluctuations on inventory and sub-limits on computer equipment, valuable papers and records, accounts receivable, transit, backup of sewers and drains and employee theft.
  • How Can I Save? Shop quotes from multiple providers (your agent can do this for you) and ask about discounts to maximize your savings.

Contact Allan Block Insurance Agency located in Tarrytown, Westchester County, New York for all of your business insurance needs. We serve clients all over the country and are here to get you the right coverage at the right price.