When someone in your family passes, you will experience an array of overwhelming emotions. As you grieve the loss of a loved one, you must simultaneously deal with a variety of financial and estate matters.
The homeowner insurance policy insures the legal representative of the deceased but only with respect to the premises and property of the deceased covered under the policy at the time of death. The insured includes a member of your household at the time of death, but only while a resident of the residence premises. One potential problem is that the dwelling is no longer owner occupied. It is best to contact your insurance agent and have a discussion about the best way to properly insure the house.
Contact the insurance professionals at Allan Block Insurance Agency located in Tarrytown, Westchester, New York for all of your homeowners’ insurance needs.