Why you should think about insurance for your wine collection.
It’s one thing to have a handful of bottles ready to pull out at your next dinner party. It’s entirely another to have a full-blown wine collection. If you’re a collector, you know that those bottles represent time invested, money spent, and memories captured. Your wine collection means a lot to you, and you need to think about insuring it properly.
If you value your wine collection, you should consider wine insurance. Your homeowners insurance won’t offer the protection your cellar needs, but a wine insurance policy designed for your collection will. This type of coverage can protect you against a lot of risks, from fire to breakage to theft.
Generally, wine insurance can offer blanket coverage for all of your bottles under a certain dollar amount (e.g. $10,000) while also giving you the option to specifically insure your high-value bottles with their own endorsements. That way, every single bottle in your cellar is protected, and you’ve safeguarded the work, energy, and money you’ve put into building your fine wine collection.
Is your wine collection protected? For the right policy to protect your investment in your cellar, contact Allan Block Insurance Agency. We serve collectors in Tarrytown, all of Westchester County, and throughout New York with top-tier wine insurance.