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Renters Insurance: For What Your Landlord’s Policy Doesn’t Cover

renters insurance

As a renter, it’s essential to understand that your landlord’s insurance policy will not cover damage to your personal property. It also will not cover personal liability claims filed against you.

To insure your belongings and protect yourself against financial losses from liability claims that you damaged someone’s property or they were injured on your property due to your negligence, you need your own renters insurance coverage. This applies for condo, apartment and home rentals.

In some cases, your lease or rental agreement also requires you to protect your landlord should he be sued for your actions. These contract clauses can be confusing, so you can benefit from the assistance of both your insurance agent and an attorney.

Renters insurance is surprisingly affordable, so take a look at the excellent protection it provides for the cost.

Allan Block Insurance, Professional Service with the Personal Touch

We are located in Tarrytown, NY, in the heart of Westchester County, a key business district just north of New York City. We write auto, home, renters, condo, co-op, personal, business, life and group insurance for clients locally and in NYC, CT, NJ, PA, MA and many other states. For more information or answers to your insurance questions, please contact us.

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