woman disinfecting van - covid 19 impact business auto insurance westchester NY
  • By Allan M Block Blogging Team
  • Posted June 18, 2020

Business Auto Needs And Insurance Are Changing

COVID-19 may have permanently transformed the way many companies operate and could pro­foundly change your business auto insurance needs.

Restaurants, retailers, phar­macists and others are now delivering products to custom­ers who are seeking to avoid crowds or interaction with strangers. But are the drivers and vehicles used properly insured? Driving as a part of work duties is a serious liabil­ity hazard for employers and employees alike. If they are not protected by insurance and have an accident, either the employer or the vehicle operator could face devastating financial losses.

In many cases, employees are driving their own cars to provide this courtesy to customers, but will their personal car insurance cover any accidents or injuries? If not, are those drivers listed on the company's non-owned auto policy? And are those drivers trained and monitored for safety? Did your business document rules, stan­dards, expectations, rewards and punishments regarding the operation of vehicles for com­pany business?

Are owners or managers lending their automobiles to company drivers? And what are the safety risks involved in doing so?

The list of concerns is long. While many insurers gave tem­porary waivers for companies and drivers responding to the virus crisis, ongoing operational changes in your use of vehicles for business should be addressed imme­diately with your agent or broker. We can help you find a solution that protects all involved.

For more information or answers to your insurance questions, contact us at Allan Block Insurance Agency, https://www.allanblockinsurance.com, located in Tarrytown, NY in the heart of Westchester County, a key business district near New York City.  We write auto, home, renters, condo, co-op, personal, business, life and group insurance for clients locally and in NYC, CT, NJ, PA, MA and many other states. The Professional Agency with the Personal Touch.