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What Is Garage-Keepers Insurance? How Does It Protect Your Business?

garage-keepers-insurance-westchester-original

If your company handles oth­ers’ vehicles, you could be held liable for damage occurring to customers’ automobiles in your care, custody and/or control. For example, if an employee backs a car into another car or if the vehicle is stolen out of your parking lot, your business could be responsible for the costs of rectifying the loss.

A type of insurance often called “garage-keepers” is designed for this exposure. This coverage is normally coupled with garage liability insurance.

Garage-keepers insurance provides a designated limit chosen by the garage that will apply for damage to customers’ autos. Talk to your agent or broker about those limits of insurance to make sure you are adequately covered for high-end vehicles, catastrophic losses and accidents that involve bodily injury to a third party, such as those caused by a collision during a test drive.

This coverage is available for service stations, towing companies, valet parking and other companies that service, repair, park or store customers’ vehicles.

Allan Block Insurance, Professional Service with the Personal Touch

We are located in Tarrytown, NY, in the heart of Westchester County, a key business district just north of New York City. We write auto, home, renters, condo, co-op, personal, business, life and group insurance for clients locally and in NYC, CT, NJ, PA, MA and many other states. For more information or answers to your insurance questions, please contact us.

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