garage keepers insurance westchester county ny
  • By Allan M Block Blogging Team
  • Posted July 1, 2019

What Is Garage-Keepers Insurance? How Does It Protect Your Business?

If your company handles oth­ers' vehicles, you could be held liable for damage occurring to customers' automobiles in your care, custody and/or control. For example, if an employee backs a car into another car or if the vehicle is stolen out of your parking lot, your business could be responsible for the costs of rectifying the loss.

A type of insurance often called "garage-keepers" is designed for this exposure. This coverage is normally coupled with garage liability insurance.

Garage-keepers insurance provides a designated limit chosen by the garage that will apply for damage to customers' autos. Talk to your agent or broker about those limits of insurance to make sure you are adequately covered for high-end vehicles, catastrophic losses and accidents that involve bodily injury to a third party, such as those caused by a collision during a test drive.

This coverage is available for service stations, towing companies, valet parking and other companies that service, repair, park or store customers' vehicles.

For more information or answers to your insurance questions, contact us at Allan Block Insurance Agency,, located in Tarrytown, NY in the heart of Westchester County, a key business district near New York City.  We write auto, home, renters, condo, co-op, personal, business, life and group insurance for clients locally and in NYC, CT, NJ, PA, MA and many other states. The Professional Agency with the Personal Touch.