With the devastation of hurricane Harvey still fresh and more hurricanes building out in the ocean it is important as a homeowner to know how best to prepare for a hurricane and what you should do. To keep safe during a hurricane and other natural disasters it is crucial to prepare well before the storm actually arrives.
Make an Emergency Kit – Emergency Kits often include essentials such as water and non perishable food, first aid kits, medications, self powered radio (hand crank) and any important documents you need to take with you. Keep your Emergency Kit in a place that is easily accessible in case you need to evacuate.
Get Reinforcements!– Doors, windows, garage doors and roofs can be particularly venerable to wind and weather during hurricanes. Have a professional determine the proper way to reinforce these areas before a storm hits.
Check Your Basement – During a hurricane it is likely that your basement is going to see some water. Be sure to remove any books or other critical papers in plastic bins or on upper levels of your house. If possible elevate all critical utilities to decrease the risk of electric shock.
Purchase Flood Insurance – Most homeowner insurance policies do not cover any risks associated with flooding which could leave homeowners responsible for any repairs from a hurricane. Flood insurance must be purchased in advance of the storm and will cover your home for damages. Contact our office for a quote on Flood Insurance.
For more information or answers to your insurance questions, contact us at Allan Block Insurance Agency, www.ambins.com, located in Tarrytown, NY in the heart of Westchester County, a key business district near New York City. We write auto, home, renters, condo, co-op, personal, business, life and group insurance for clients locally and in NYC, CT, NJ, PA, MA and many other states. The Professional Agency with the Personal Touch.