• By Allan M Block Blogging Team
  • Posted February 16, 2015

Independent Vs. Captive Agents

Independent Vs. Captive Agents

Benefits Of Working With An Independent Insurance Agency

Finding the right insurance policy to meet your unique needs can be an overwhelming task. However, working with a local and experienced independent insurance agency can take the burden out of insurance altogether. Gathered are just a few reasons why you should work with an independent agent over a captive agent:

  • Choices – While you want to get rid of the middleman, working directly with the insurance company will only invite you to see their products. In contrast, independent agents will offer you a variety of products from their network of insurance carriers.
  • Time – Since your independent agent will take care of the comparison-shopping for you, your precious time can be utilized by completing other tasks.
  • Advocacy – Since your independent agent does not belong to one specific insurance company, you have an advocate on your side that will help you find the absolute best policies whenever you are in need. They will help you through the quote process, claims process, and everything in between, as they have your best interests in mind at all times.
  • Expertise – With years of experience in the industry, you can expect the absolute best, personalized service, and inside knowledge whenever possible. For example, your independent agent will help you land all the discounts you qualify for.
  • Local Presence – The insurance company that holds your policy likely has dozens of offices, but your independent agent works from your neighborhood. When working with an independent agency, you have the luxury of discussing your policy, face-to-face, whenever necessary.

Often asked, Will I pay more to use an Independent Agent.  The insurance companies pay the Independent Insurance Agent.  There is a misconception that you will pay more if you use an Independent Agent.  The cost of insurance depends on many variables.  Using an Independent Insurance Agent doesn’t mean you will pay more.

Contact Allan Block Insurance Agency located in Tarrytown, Westchester County, NY and serving clients across the country for all of your insurance needs.