Are You Guilty Of These Insurance Sins?
There are a lot of areas in life where you can screw up and still come out okay. Unfortunately, your insurance coverage is not one of them. There are a few mistakes you should avoid in order to stay protected under your policy. Here is a quick overview of things you should not do.
- Skip Your Inventory: If you have not created a home inventory, you are rendering your homeowner’s insurance policy much less effective. Unless you have a photographic memory, do not assume you will be able to remember every single item you owned if you need to file your claim after a home fire.
- Skip Your Payment: If you do not pay your premiums, you will face a policy lapse or cancellation, meaning you could be left without coverage when you need it and facing higher premiums when you go to buy another policy.
- Skip Your Review: If you have not updated your policy in the last year, you could be leaving yourself with a gap in coverage or paying for coverage you no longer need. Protect yourself—and your wallet—by meeting with your agent for an annual insurance review.
If you are looking for an insurance agent who can help you keep your coverage current anywhere in the nation, contact Allan Block Insurance Agency in Tarrytown, Westchester County, New York.