Has it always been your dream to own a historic home? Historic homes contain a charm and elegance that you may not be able to find in newer built homes and there is a truth in the saying that ‘they just don’t build them like they used to’. Have you thought about what it might cost to repair those features that were created by craftsmen years ago?
Quite simply, if you own a historic home you may not have correct coverage. So what can you do to help close those gaps in coverage and make sure your historic home has the coverage it needs?
If your historic home was damaged how would you want it to be restored? It may require special stonework, stained glass and wood working that is done by highly skilled craftsmen or specialized materials like hand-hewn timbers and vintage brick shapes. A historic home policy takes these details into account and makes sure that they are covered for restoration. Make sure your home has an up-to-date inspection and that any of these special features of your home are noted.
If you have a historic home please CONTACT our office today and we will provide you with an outline of the coverage you need for your historic home.
For more information or answers to your insurance questions, contact us at Allan Block Insurance Agency, www.ambins.com, located in Tarrytown, NY in the heart of Westchester County, a key business district near New York City. We write auto, home, renters, condo, co-op, personal, business, life and group insurance for clients locally and in NYC, CT, NJ, PA, MA and many other states. The Professional Agency with the Personal Touch.