restaurant Insurance specialty business protection coverage
  • By Allan M Block Blogging Team
  • Posted March 7, 2018

Why Your Restaurant Is Underinsured

Most restaurants purchase property and liability coverage but there are often important coverages that are critical for their businesses. Here are some insurance options to help protect your restaurant.

Business Income

Business income insurance can make or break a restaurant after a disaster. Having a disaster such as a fire can put your restaurant down for months. Commercial coverage can reimburse your business for lost profits and continuing expenses while the business must stay closed from a covered peril.

Spoilage and Equipment Breakdown

When something happens, from a power outage, fire or other situation that could cause your restaurants’ food and beverage to spoil. With Spoilage and Equipment Breakdown coverage you can receive reimbursement for food and beverage that spoiled by a covered event and repairs for covered equipment.  

For more information or answers to your insurance questions, contact us at Allan Block Insurance Agency,, located in Tarrytown, NY in the heart of Westchester County, a key business district near New York City.  We write auto, home, renters, condo, co-op, personal, business, life and group insurance for clients locally and in NYC, CT, NJ, PA, MA and many other states. The Professional Agency with the Personal Touch.