As warmer temps approach and your spring-cleaning efforts commence, you'll likely stumble across items that need to be repaired, replaced, discarded, sold or moved elsewhere.
Major repairs, renovations or the installation of new fixtures can increase the value of your home substantially. Additionally, don't forget that art, jewelry, firearms and antiques may require special, itemized coverage. Review your homeowners insurance and talk with your agent about any needed changes to your policy.
There are always items that are cluttering your house, such as furniture or decorations with sentimental value that you aren't ready to discard. Items placed in a rented storage unit are often covered under a standard home insurance policy, but only up to a specified limit. It is best to make sure the belongings you store fall within your policy's terms of coverage