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Workers Comp for Business Travel Injuries

Workers Comp for Business Travel Injuries

When evaluating a workers compensation claim stemming from travel, the main question is if the employee was traveling in the course of employment when the injury happened.

The “Coming and Going Rule” is often used to evaluate coverage for an employee who is injured while traveling. It basically says that an employee is not considered to be operating in the course of company duties when coming to, and going home from, work. That rule, however, might not apply if the “coming” or “going” occurs while the employee is on a business trip; workers comp may be the solution.

If you have commercial auto coverage and your employee is injured in an auto accident while driving a vehicle listed on that policy—even if going to a meeting or coming back from it—that insurance may cover medical costs and other expenses. Work closely with your insurance agent or broker to understand the interplay between business auto and workers compensation for such circumstances.

Allan Block Insurance, Professional Service with the Personal Touch

We are located in Tarrytown, NY, in the heart of Westchester County, a key business district just north of New York City. We write auto, home, renters, condo, co-op, personal, business, life and group insurance for clients locally and in NYC, CT, NJ, PA, MA and many other states. For more information or answers to your insurance questions, please contact us.

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